|
|
|
|
|
|
|
Variable Annuities
|
|
Compare Savings!
|
| F.A.Q.'s |
|
| IncomeMax |
 |
This Income focused portfolio is designed around a 70/30 percentage mix of income/equity holdings. US GOVT & Investment grade Corporate bonds & cash with "blue chip" and well-established company stock ETFs and No load mutual fudns). Sector emphasis will include allocations to healthcare, real estate, financials, energy, natural resources and utilities. The Income core portfolio type is engineered to generate current income while protecting capital against erosion of purchasing power due to long term inflation. Target annual returns are in the 7-10% range.
| Growth & Income |
 |
The Growth & Income focused core portfolio type is designed around a diversified 40/60 percentage mix of bond/equity holdings. Growth & Income includes US Government and Investment grade bonds and cash, with limited allocation to high yield, Corporate bonds. Equities consist of "Blue chip" and well-established company stock ETFs and no load mutual funds. IncomeMax includes limited sector overweigts to: energy, healthcare, financials, real estate, utilities, technology and natural resources. Growth & Incme is engineered to seek consistent growth while outpasing long term inflation. Target returns are in the 9-12% range.
| Growth |
 |
The Growth focused core portfolio type is designed around a diversified, 100% "long" stock, bond, cash, and real estate asset allocation. This core portfolio has a bias toward equity ETFs for capital appreciation, but will allocate increasingly into bonds and cash for capital preservation or to take advantage of declining interest rate opportunities. Growth selects among US Government, investment grade and high yield Corporate bonds with stocks in the large, midcap, small cap, international, and emerging market sectors. Can utilitize most all sector allocations other than futures and foreign currencies. The target return is in the 10-15% range.
| GroPlus |
 |
Aggressive equity and market sector oriented core portfolio type using indexed and actively managed No load funds and/or ETFs. May use long and short (inverse fund) positions as well as up to 1x leverage securities seeking to hedge and/or amplify returns. The GroPlus portfolio type uses a real time tactical asset allocation strategy with sector biases and has greater than average position turnover. GroPlus uses a broad universe of asset classes with sector and country fund options to target above-average returns in the 15-20% range.
| AGGroMax |
 |
AGGroMax is the most Aggressive equity and market sector oriented core portfolio type. It uses indexed and actively managed no load funds and/or ETFs. It may use long and short (inverse fund) positions as well as up to 2x leverage securities to hedge and attept to increase investment returns. AGGroMax uses a real time tactical asset allocation strategy and due to its sector bias has greater than average portfolio position turnover. The AGGroMax portfolio draws from a broad and diverse universe of asset classes with sector and country fund options to target superior returns greater than 20%.
|
